[Answered ]-Django Apps aren't loaded yet error

You have to leave toa.models.Absolutedollarvalue out of your INSTALLED_APPS, it is loaded during the load of your toa app (the line above it) You do not have to load your files within your app individually. You are now trying to load your model as an individual app.

If toa is a python/django lib you haven’t written, then it might be caused due to a version incompatibility issue